Educational tool. Not financial advice. Sources & methodology

About Weirdly Wealthy

Weirdly Wealthy is a calculator and guide site for people pursuing financial independence. Every tool is designed to answer a specific question: when can I step back from full-time work, how much do I need, what withdrawal rate is sustainable, and how does location affect the math.

Why this exists

The FIRE community has plenty of forum posts, YouTube channels, and blog-post-length calculators embedded in affiliate content. What is less common is clean, rigorous tools that reflect the diversity of approaches — Coast, Barista, Fat, dividend-income-based — without a product-sale agenda attached. The calculators here exist because the alternatives were either too simple, too biased, or too buried in marketing to be useful.

Who’s behind it

Oddlogix LLC is run by a US Navy veteran and former federal civilian employee with over 30 years in IT leadership (IRS GS-2210-13, Air Force YA-2210-02). Now in the decumulator phase: living on a multi-source retirement income stack combining VA disability compensation, a planned FERS deferred annuity, projected Social Security, UK state pension contributions, and a dividend-focused ETF portfolio that covers household expenses through monthly distributions.

That is not a credentialed financial planner’s background. But it is someone actually answering the same questions many readers are trying to answer — with real dollars, real math, and real tradeoffs. The tools here reflect that perspective: practical, honest, and built for people making their own decisions.

Editorial stance

  1. We are not licensed financial advisors. This is educational content. We say so on every page.
  2. Data is year-tagged and sourced. Every return assumption, withdrawal rate, and cost-of-living figure traces to a published source. Our methodology page documents all of them.
  3. No affiliate links in calculator outputs. Results are math, not recommendations.
  4. No sponsored content disguised as editorial. Advertising is clearly separate.
  5. Results are neutrally presented. No “upgrade for personalized recommendations” upsells.

The two modes

Every calculator offers an Accumulator/Decumulator toggle. Accumulator mode focuses on building toward FI: contribution rates, growth projections, time-to-target math. Decumulator mode focuses on drawdown: withdrawal rate sustainability, income replacement, portfolio longevity. The math is the same engine; the framing adapts to where you are in the journey.